Helping Australians make clearer lending decisions

Sakib Manzoor is the Founder and Principal Broker of Secure Finance Services. With more than a decade of experience in mortgage broking and a broader background across finance, property, business and technology, Sakib has helped thousands of Australians make confident lending decisions.

He founded Secure Finance with a clear purpose: to make home loans, refinancing, investment lending and specialist finance easier to understand, easier to access and better aligned with each client's long term goals. His approach combines practical lending experience, strong lender relationships and a deep commitment to educating clients before they make major financial decisions.

Sakib is especially passionate about bringing AI innovation into the Australian mortgage industry. He has been involved in AI driven mortgage and finance technology initiatives, including tools designed to improve rate comparison, loan monitoring, lead generation and broker efficiency. His vision is to use technology to strengthen the human advice relationship, not replace it.

Beyond business, Sakib is a loving family man and proud father of two boys. He enjoys spending quality time with his family on weekends, riding bicycles, going to the gym and playing badminton. He is also actively involved in community initiatives, regularly supports community events and has contributed to fundraising efforts for people in need in developing countries.

Sakib speaks four languages and values the role that culturally aware advice can play in helping clients from diverse backgrounds feel understood and supported.

Ajay Banda has been part of the Secure Finance journey for more than a decade and has played an instrumental role in the growth and success of the business from its early years.

As Broker Manager, Ajay brings deep knowledge of lender policies, application processes and credit requirements. His experience across different lender scenarios makes him a valuable resource for both clients and the Secure Finance team. He is known for his calm approach, practical problem solving and ability to help guide complex applications through the lending process.

Ajay's contribution extends well beyond technical lending knowledge. He has helped shape the operational strength of Secure Finance and continues to support the team with the discipline, care and consistency required to deliver strong client outcomes.

Outside work, Ajay is a devoted father of two young children and enjoys spending weekends with his family. He is also actively involved in community outreach and is a well recognised figure within the community. Ajay speaks three languages and brings warmth, cultural understanding and reliability to every client interaction.

Muhammad Ghazi has been an integral part of the Secure Finance family for close to three years and has quickly grown into a trusted mortgage broker within the team.

Ghazi supports clients across residential lending, commercial finance, Islamic finance and SMSF lending. He has developed particular strength in Islamic finance solutions and SMSF property lending, helping clients understand specialist lending structures that often require extra care, clarity and attention to detail.

Known for his energy, ambition and client focused approach, Ghazi is passionate about helping Secure Finance expand its reach across Australia. He is especially motivated by the opportunity to support more communities through trusted mortgage guidance and broader access to specialist finance solutions.

Ghazi is also actively involved in community initiatives and brings a strong sense of purpose to his work. His ambition, relationship focused approach and commitment to growth make him an important part of Secure Finance's future.

Jasvinder Singh, known as Jas, joined Secure Finance more than a year ago and has quickly become a trusted and valuable member of the mortgage broking team.

Before entering mortgage broking, Jas spent more than a decade working as a qualified Chartered Accountant. This background gives him strong analytical skills and a deep understanding of financial structures, which is especially valuable when assisting clients with SMSF lending, trust structures, investment lending and more complex residential finance needs.

Jas brings a careful, considered and detail oriented approach to client work. He is focused on helping clients understand their options clearly so they can make informed decisions that suit their broader financial circumstances.

Outside work, Jas is raising a young child and enjoys spending his spare time with family. His combination of accounting experience, lending knowledge and genuine care for clients makes him a strong asset to the Secure Finance team.

Muneeb Farooqi, known as Mub, is the latest addition to the Secure Finance family and has quickly become a valued part of the team.

Since joining Secure Finance, Mub has shown strong commitment to learning the mortgage process and developing the skills required to support everyday Australians with their finance needs. He is growing into a versatile finance professional with exposure across home loans, refinancing, investment lending and client support.

Mub has also played an important role in helping Secure Finance strengthen its online mortgage origination capability. His contribution has supported new business growth and helped the team improve the way clients begin their lending journey through digital channels.

With a strong work ethic, positive attitude and willingness to learn, Mub represents the next generation of mortgage professionals within Secure Finance. He is focused on building his knowledge, supporting clients and contributing to the continued growth of the business.