Secure Finance
Season 2
Episode 10
PodcastExpert Advice

Property Investment Strategies for the Australian Market

Expert insights on building a property investment portfolio in Australia. Covering negative gearing, positive cash flow strategies, SMSF property purchases, and how APRA regulations affect investor lending.

Hosted by Sakib Manzoor
45 min
4 Feb 2026
Guests: Mark Henderson, Property Strategist, Sarah Walsh, SMSF Specialist
0:00-45:00
Also available on:

Key Takeaways

1

APRA's serviceability buffer means investors are assessed at higher rates than owner-occupiers

2

Negative gearing works best for high-income earners with a long-term capital growth strategy

3

SMSF property purchases require a bare trust structure and cannot be renovated with borrowed funds

4

Cross-collateralisation should be avoided to protect your portfolio from individual property risk

Topics Covered

InvestmentNegative GearingSMSFAPRAPortfolio

About the Host

SM

Sakib Manzoor

Senior Finance Wellness Expert & FBAA Accredited Broker

As the founder of Secure Finance and host of The Secure Finance Podcast, Sakib brings years of experience in Australian mortgage broking. FBAA accredited, he's passionate about making property finance accessible and helping Australians make informed decisions about their home loans.

Episode Details

Season2
Episode10
Duration45 min
Published4 Feb 2026
CategoryExpert Advice

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