Secure Finance
Season 2
Episode 11
PodcastRefinancing Guide

Refinancing Masterclass: Save Thousands on Your Home Loan in 2026

A comprehensive guide to refinancing in today's Australian market. Learn when to refinance, how to calculate break costs, what lenders look for, and the exact steps to switch your home loan successfully.

Hosted by Sakib Manzoor
38 min
11 Feb 2026
Guest: Lisa Nguyen, Mortgage Broker
0:00-38:00
Also available on:

Key Takeaways

1

Refinancing makes sense when the savings outweigh exit fees within 2-3 years

2

Always compare the comparison rate, not just the headline rate

3

Cash-back offers can be attractive but check the ongoing rate after the honeymoon period

4

Your property may need a new valuation — rising markets can help reduce your LVR

Topics Covered

RefinancingBreak CostsComparison RateSwitching

About the Host

SM

Sakib Manzoor

Senior Finance Wellness Expert & FBAA Accredited Broker

As the founder of Secure Finance and host of The Secure Finance Podcast, Sakib brings years of experience in Australian mortgage broking. FBAA accredited, he's passionate about making property finance accessible and helping Australians make informed decisions about their home loans.

Episode Details

Season2
Episode11
Duration38 min
Published11 Feb 2026
CategoryRefinancing Guide

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