10 min · Explainer

ExplainerGetting Started

First Home Guarantee Scheme Explained (2026 Update)

15 Feb 2026
10 min
Presented by Sakib Manzoor

About This Video

Everything you need to know about the Australian Government's First Home Guarantee scheme — eligibility requirements, property price caps by state, and how to apply through a participating lender.

What You'll Learn

1

Who is eligible for the First Home Guarantee

2

Property price caps by state and territory

3

How the 5% deposit scheme works without LMI

4

Regional First Home Buyer Guarantee differences

Related Topics

First Home GuaranteeGovernment SchemeFirst Home BuyerLMI Waiver

Presenter

SM

Sakib Manzoor

Senior Finance Wellness Expert & FBAA Accredited Broker

Founder of Secure Finance and FBAA accredited mortgage broker, Sakib creates educational content to help Australians navigate the complexities of home loans, property investment, and financial planning.

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