8 min · Explainer
ExplainerGetting Started
How LVR Affects Your Home Loan: Everything You Need to Know
3 Mar 2026
8 min
Presented by Sakib ManzoorAbout This Video
A clear, visual explanation of Loan-to-Value Ratio (LVR), how it impacts your interest rate, LMI requirements, and what you can do to improve your LVR before applying for a home loan.
What You'll Learn
1
What LVR means and how it's calculated
2
LVR thresholds and their impact on rates
3
When LMI is required and how much it costs
4
Strategies to reduce your LVR
Related Topics
LVRLMIDepositInterest Rate
Presenter
SM
Sakib Manzoor
Senior Finance Wellness Expert & FBAA Accredited Broker
Founder of Secure Finance and FBAA accredited mortgage broker, Sakib creates educational content to help Australians navigate the complexities of home loans, property investment, and financial planning.