HomeLoan OptionsCommercial & Business Finance
Commercial Property · Business Lending · Equipment Finance

Commercial & Business Finance

Whether you're purchasing commercial property, funding business operations, or financing equipment and assets, we connect you with the right lender from our specialist commercial lending panel.

50+
Commercial lenders
70%
Max LVR (commercial)
$250K+
Min. loan size
1–30yr
Loan terms available

Commercial Finance Products

We arrange commercial lending across a wide range of products and business needs.

Commercial Property Loans

Purchase or refinance office space, retail premises, industrial units, warehouses and mixed-use buildings. Available for owner-occupiers and investors.

OfficeRetailIndustrial

Business Finance & Working Capital

Fund business operations, manage cash flow gaps, or finance stock and equipment. Secured and unsecured options available depending on your business profile.

Cash FlowOverdraftLine of Credit

Equipment & Asset Finance

Finance vehicles, machinery, fit-outs, and technology assets. Chattel mortgage, finance lease and operating lease structures available for all business sizes.

Chattel MortgageFinance LeaseAsset

Development Finance

Funding for residential and commercial development projects. We work with specialist construction and development lenders to structure land, construction and end-loan packages.

ConstructionDevelopmentLand

What We Offer

  • Access to 50+ major bank and specialist commercial lenders
  • Loans from $250,000 to $50,000,000+
  • Owner-occupied and investment commercial property
  • Full-doc, low-doc and asset-backed lending options
  • Interest-only periods available for investment structures
  • Equipment and asset finance alongside property finance
  • Development and construction funding solutions
  • SMSF commercial property lending available

Owner-Occupied Commercial

Purchase or refinance your business premises.

Up to 70% LVR

Investment Commercial

Buy commercial property as an investment asset.

Up to 65–70% LVR

Development Finance

Land, construction and end-loan packages for developers.

Project-specific structuring

The Commercial Finance Process

Commercial lending requires detailed assessment, we manage the process with you from start to finish.

01

Understand your needs

We discuss your business goals, property requirements, existing debt and funding timeline to identify the right commercial product.

02

Lender selection

We shortlist commercial lenders from our panel based on property type, loan size, security and business profile.

03

Financial preparation

Commercial lenders require detailed financials. We guide you through document preparation, BAS, tax returns, profit & loss, rent rolls and property reports.

04

Application & credit

We submit your application and manage the credit assessment process, responding to lender queries on your behalf.

05

Valuation & settlement

A commercial valuation is ordered. Once approved, we coordinate with your solicitor to bring the transaction to settlement.

Commercial Finance FAQs

Common questions about commercial property and business lending in Australia.

Ready to Discuss Commercial Finance?

Our commercial lending specialists work with businesses of all sizes across Australia. Let's talk about what you need.

Accredited with FBAA (M-327230) · ACL 465059 · AFCA 43890